Home Loans

Low Doc & Full Doc options.
New & Established homes.
Our loan options include:

• Professional package
• Construction
• Line of Credit
• Standard variable
• Fixed Rate
• Basic Variable
• Credit Impaired

Investment Property Loans:
Low Doc & Full Doc options
New & Established properties
Financing options for:
Units, Townhouses, Apartments, Houses, Converted Warehouses
Large range of investment property loans and features ranging from simple home loans to more complex structured loans that allow you to  maximize taxation benefits & investment strategies to create wealth through property investment.

Refinance Property Loans:
Low Doc & Full Doc options.
Options include Fixed, Variable or a combination of both.
Think about why it is you want to refinance (eg.a better interest rate, extra cash, more loan features etc), what the costs will be to move your mortgage and the features you will need.

Property Development Finance:
This type of finance provides property developers with the funds to undertake the acquisition and construction of a property development. It usually includes soft costs such as architecture, engineering and interest costs.
This is the most common form of development finance and is generally limited to between 70%-80% of the overall Land Development Costs of the project.

Building & Construction Loans:
A building or construction loan provides funding for building property or extensive renovations.

Owner Builder Loans:
Ideal for construction tradies.
Build your own home and save the Builders profit.
Finance to 60% of the ‘on completion’ valuation.

Commercial Property Loans:
We have loan options to purchase or refinance a commercial property, retail shop, industrial land, factory or office.

Commercial Development Loans:

Finance for property development generally operates as an interest-only, draw-down facility to finance development as required. Often the interest on a development loan is capitalised during the development period, with the entire loan inclusive of interest charged being repaid upon the sale of the development and or the refinance of any residual debt.

Superannuation Fund Loans:
Self-Managed Superannuation Fund loans or SMSF loans can be used to purchase property including residential and commercial. The loan works the same way as any other investment property loan however the lending ratio is restricted to 80% on Residential security and 65-70% on Commercial securities.